August 27th• 3 min read
SWIFT Tests Hedera for $150T Payment Network
SWIFT confirmed it will begin integrating Hedera's hashgraph network into cross-border payment pilots starting November 2025, potentially revolutionizing the $150 trillion annual payment system.
Key takeaways
🌐 SWIFT Integration: Hedera selected for blockchain payment trials starting November 2025 within SWIFT's $150 trillion annual transaction network.
⚡ Real-Time Settlement: Hashgraph technology could enable near-instant international transfers, improving on SWIFT's current multi-day processes.
📊 ISO 20022 Compliance: Testing conducted under global financial messaging standards, ensuring seamless integration with existing banking infrastructure.
🔋 Energy Efficiency: Hedera's low energy consumption and high throughput make it attractive for enterprise-grade financial applications.
Deep dive
SWIFT's decision to test Hedera's hashgraph technology represents a watershed moment for enterprise blockchain adoption.
The trials, beginning in November 2025, will evaluate whether Hedera can improve the speed, scalability, and energy efficiency of cross-border payments within SWIFT's existing ISO 20022 framework.
With SWIFT processing over $150 trillion annually, even limited adoption could generate massive demand for HBAR tokens used for transaction fees and network security.
Hedera's unique hashgraph consensus mechanism offers over 10,000 transactions per second with minimal energy consumption, positioning it as an ideal candidate for institutional-grade financial infrastructure.
The partnership validates Hedera's enterprise focus and could accelerate adoption across the global banking system.
Polaris insights AI-generated
Disclaimer: This article may contain content generated or assisted by AI, based on information from public sources. While we aim for accuracy, no content should be taken as financial or trading advice. Always do your own research and consult a professional before making investment decisions. Markets are volatile and involve risk.
